Harleysville Financial Corporation (OTCQX: HARL) announced improved financial results for fiscal year 2025, highlighting increased earnings and the declaration of a regular quarterly cash dividend. The community bank’s performance underscores its financial strength and stability, even as economic conditions remain cautious.
The Board of Directors declared a quarterly cash dividend of $0.33 per share, which will be payable on November 12, 2025, to stockholders of record as of October 29, 2025. For the fiscal year ending on September 30, 2025, the bank reported a net income of $9.53 million, equating to $2.61 per diluted share, an increase from $8.86 million, or $2.43 per diluted share, the previous year. In the fourth quarter alone, net income rose to $2.87 million, or $0.77 per diluted share, compared to $2.05 million, or $0.56 per diluted share, during the same period last year.
“We are pleased to report strong financial results for fiscal year 2025, with solid earnings of $9,534,000,” said Brendan J. McGill, President and Chief Executive Officer of Harleysville Financial. He emphasized the bank’s robust balance sheet, driven by significant growth in loans and consistent deposit retention. McGill noted that enhanced performance was also supported by an improved interest margin, a solid efficiency ratio, and excellent asset quality.
Looking ahead, McGill expressed caution regarding customer behavior as the bank enters fiscal year 2026. He anticipates that customers will adopt a conservative approach to borrowing and spending, reflecting ongoing economic uncertainties. “We remain committed to meeting their financial needs by offering competitive rates on both loans and deposits,” he added.
In terms of overall financial health, Harleysville Financial reported total assets of $928 million, up from $863 million a year earlier. Stockholders’ book value increased by 6.0% year over year, reaching a record $25.25 per share compared to $23.83 in 2024. These results clearly demonstrate the bank’s steady performance and prudent management approach amid broader market volatility, reinforcing its position as a stable, community-focused financial institution in southeastern Pennsylvania.
The bank’s results reflect a commitment to maintaining financial strength while addressing the evolving needs of its customers. As Harleysville Financial prepares for the upcoming fiscal year, its focus remains on ensuring long-term stability and supporting the local economy.
